Features That Make a Difference
Every feature in Ascent is designed with privacy, partnership, and progress in mind. Discover how we're revolutionizing debt management.
Your Data, Your Device
Unlike other financial apps, Ascent stores all your data locally on your device. No cloud storage, no data collection, no privacy concerns. Your financial information never leaves your control.
- No account creation required
- Local data storage only
- Zero data collection or tracking
- Complete control over your information
Multiple Payoff Methods + Stress Score
Choose from proven debt elimination strategies or create your own custom approach. Our unique Stress Score helps you find the method that fits your emotional needs, not just the math.
Debt Snowball
Pay minimums on all debts, extra on smallest balance
Debt Avalanche
Pay minimums on all debts, extra on highest interest
Stress Score
Balance math and emotions for sustainable progress
Hybrid Methods
Combine strategies for maximum effectiveness
Solo-First, Partner-Optional
Built for individuals first, with optional partner features. Use solo or invite a partner to share progress, celebrate milestones, and stay motivated together while maintaining individual privacy.
- Real-time progress synchronization
- Shared celebration milestones
- Individual privacy protection
- Completely optional - use solo anytime
All Debt Types Supported
From credit cards to mortgages, Ascent handles every type of debt in your financial life.
Credit Cards
Student Loans
Auto Loans
Mortgages
Personal Loans
Medical Bills
Tax Debt
Other Debt
Progress Analytics Screenshot
Stay Motivated with Data
Beautiful visualizations and meaningful insights help you understand your progress and stay motivated on your debt-free journey.
Coming Soon to the App Store
Be the first to experience these features when Ascent launches.